What is Prior Damage?
Damage on your vehicle that was not a direct result of the current car accident.
The appraiser inspecting your vehicle after the car accident will certainly look for prior damage on your vehicle. Finding prior damage on your vehicle will allow the insurance company to pay you less for your vehicle. The amount deducted will be the same or a little more than the repair cost of the prior damage. Isn't it curious to find out the insurance company is so quick to deduct from the value of your vehicle if it has prior damage, yet so reluctant to pay you a diminished value claim as a result of the current car accident?
In a repairable situation, the insurance company is not liable for any prior damage on your vehicle. You could call it a pre-existing condition ;)
Save yourself time, most of the time it isn't worth fighting the value of the prior damage. You'll have better luck proving the overall value of your vehicle to recieve a higher payout for your car accident claim. Learn how to prove the value of your vehicle.
Our auto accident training manual, The Claim Buster eBook, will guide you from the start of a car accident claim until you have a claim check in your hand that you deserve. Affordably priced at only
Total Loss |
Repairable Vehicle |
Diminished Value |
Loss of Use |
Take Price |
Resale Value | Loss Economic Opportunity | Dealer Ready | At the Scene of the Accident
Shortly After the Accident | How to Settle | Recorded Statement
Upon purchasing this e-book, you agree and understand that you are purchasing one copy for yourself.